We've been watching interest rates for a while now, and so far they are still at historical lows. If you own a home and you're not upside down in value, this is a great time to refinance!
If you're looking to buy, don't wait! These rates won't last forever and if your credit is good you can afford a lot more home at 3.31% than you can at 4.5%.
See this article from Inman News for more information.
http://www.inman.com/news/2012/11/21/give-thanks-if-you-qualify-record-low-mortgage-rates
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